Fintech · Product
Gorilla Ledger™
A personal finance and spending tracker designed for African realities: irregular income, multiple currencies, shared responsibilities, and families that plan together.
Why we are building it
Gorilla Ledger started as a simple question: how do we give Africans a modern, quiet space to see where their money is going without being punished for living outside Western salary cycles?
Many existing tools assume a single monthly paycheck, one currency, and individualistic budgets. Our realities are different. Income comes in waves — salary, small businesses, remittances, side hustles — and money often moves in and out of extended family structures, obligations, and community commitments.
Gorilla Ledger is being designed to respect this context while still giving you clarity, structure, and a sense of control.
What Gorilla Ledger will do
The product is being shaped in phases. From the beginning, a few things are non-negotiable.
Money in, money out
Clean transaction tracking
Simple ways to record income and expenses across multiple wallets — cash, bank accounts, mobile money, or envelopes you track mentally.
Real life flows
Irregular income friendly
Designed to cope with freelance work, seasonal payments, and staggered salaries instead of assuming one fixed payday.
Shared lives
Shared responsibilities in mind
Budgets and categories that recognise support to parents, siblings, children, and community — not just individual consumption.
Multiple currencies
FX-aware by design
Support for common currency combinations in the region, with the ability to see your life in one base currency without losing detail.
Less stress
Budgets & gentle guardrails
Light budgeting and category limits that nudge you instead of shaming you — especially in tight months.
Insight
Simple, honest insights
Clear views of where money is going over time, without overwhelming charts or jargon. The focus is on patterns you can act on.
How we are rolling it out
Gorilla Ledger will grow in deliberate stages so that each layer is stable before we add more complexity.
- Phase 1 · Foundations. Wallets, categories, and reliable transaction tracking. The goal is a calm, trustworthy core.
- Phase 2 · Budgets & recurring rules. Monthly budgets, category limits, and recurring transactions for rent, salaries, subscriptions, and regular commitments.
- Phase 3 · Insights & exports. Trend views, category breakdowns, and exports that make it easy to share summaries with partners, families, or financial advisors.
- Phase 4 · Ecosystem. Optional mobile-first experiences and deeper integrations, guided by how early users actually adopt the tool.